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Baccarat : Game Tips & Strategies


Remember Baccarat is a game of chance that requires minimal skill. However it is always useful to keep the following
chart in mind. It illustrates the best course of action depending on the player's or banker's score.


H - Hit   S - Stand



Banker's Score Player's Third Card
0 1 2 3 4 5 6 7 8 9
7 S S S S S S S S S S
6 S S S S S S H H S S
5 S S S S H H H H S S
4 S S H H H H H H S S
3 H H H H H H H H S H
2 H H H H H H H H H H
1 H H H H H H H H H H
0 H H H H H H H H H H


You can even leave this window open in the background when you play online, or our Free Baccarat game.


Knowing the House Edge
Except for the tie bet, baccarat is one of the best bets in the casino. The following table shows the house edge on all
available bets. Usually a tie will pay 8:1 but sometimes will pay 9:1.



Probabilities in 8-deck Baccarat
Bet Combinations Probability House Edge
Bank 2,292,252,566,437,888 45.86% 1.06%
Player 2,230,518,282,592,256 44.62% 1.24%
Tie 475,627,426,473,216 9.52% 14.36%


Note: If the tie bet pays 9:1 the house edge on that bet drops to 4.80%.


One and Six Deck Baccarat
Real Time Gaming online casinos offer a six-deck baccarat game, and Microgaming online casinos offer a single deck game.
The fewer the decks the lower the house edge on the banker bet and the greater the house edge on the player and tie bets. The following
tables show the specific numbers.



Probabilities in 6-deck Baccarat
Bet Combinations Probability House Edge
Bank 403,095,751,234,560 45.87% 1.06%
Player 392,220,492,728,832 44.63% 1.24%
Tie 83,552,962,932,288 9.51% 14.44%




Probabilities in single deck Baccarat
Bet Combinations Probability House Edge
Bank 6,737,232,640 45.96% 1.01%
Player 6,548,674,432 44.68% 1.29%
Tie 1,372,227,328 9.36% 15.75%



Baccarat School Lessons
Lesson 1: Baccarat History
What does baccarat mean anyways? Where did originate?
Lesson 2: Baccarat Rules
Did you know there are three main variations to Baccarat? Also find out the specific regulations for the North American variation.
Lesson 3: Baccarat Strategy
Once you've learned the basics, find out the when is the best time to "hit", "stand". What is the house advantage?
Lesson 4: Baccarat Tips
Things to keep in mind. Is a game played with fewer decks really a better game?
Lesson 5: Baccarat Vocabulary
What’s a ‘shoe’ and is a ‘shill’ a type of bet? Find out.
 
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